Currency Exchange Rate Today in India 13 September 2025 : Key Rates & Commentary

The Indian Rupee (INR) is still under moderate attack against a few major currencies in the world at the moment. In part due to a host of domestic and international economic forces (U.S. Fed outlook; trade; external demand for dollars, etc.), the rupee is trading at levels that make it difficult to maintain positive gains.

We’re providing below approximate exchange rates (buy/sell, or bank/card rates) for several of the major foreign currencies against the Indian Rupee, and some information on what may affect them. also do check yesterday’s currency exchange rate for a better understanding and comparison.

Exchange Rates of Major Currencies vs INR

Based on recent bank data (i.e., HSBC, ICICI, and other banks), here are approximate currency conversion rates: 

Note – “Buying rate” represents what banks generally pay to buy that foreign currency (or what you sell it for), and the selling rate is what you will pay if you buy foreign currency from a bank (or they sell it to you). Rates in “TT”, “bills”, cash, etc. differ.

What is Driving These Rates

There are various contributing factors to current exchange rates, and the recent movement in exchange rates:

Global monetary policy & U.S. dollar strength 

There is much speculation on the Fed’s interest‐rate policy. As long as U.S. interest rates are high or cut expectations are pushed back, large global investors want to hold onto USD. This creates pressure on emerging‐market currencies such as INR. With U.S. dollar strength pressuring currencies like the INR, it’s worth noting how gold surged in April 2025 see the global reaction here

Trade & external demand

India consumes many foreign goods, imports, etc., and makes payments in the form of other currencies. Increased demand for imports (such as oil, machinery) increases the demand for USD, EUR, etc. → Rupee depreciates. Similarly, flows around remittances, foreign investment, trade surplus, trade deficit, etc.

Local economic conditions

Local inflation, fiscal deficits, prevailing commodity prices, especially crude oil, and interest‐rate differentials vs other countries collectively determine how strong or weak the INR will be relative to foreign exchange.

Market psychology & global change

Uncertainty of any kind (i.e., geopolitical tensions, global demand shifts, and supply shocks) creates safe‐haven flows (usually to USD), further impacting INR and the rest of the currencies. To see the full financial picture, pair today’s currency rate trends with yesterday’s gold price insights

What It Means for You

• If you are traveling abroad, buying dollars/pounds/etc now may cost more than it has for several months.
  
• If you send money abroad or conduct remittances, timing may matter: small changes in the rate may add up.
  
• If you are an importer in India, unfavorable changes in foreign rates may add to costs.  Alternatively, exporters may find that favorable foreign receipts can make being paid in Rupees advantageous.
  
• For other consumers, even though banks and foreign-exchange shops quote rates, and spreads & fees are included, for the normal person, the effective rates are worse than the interbank or quoted bank rates.

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