UPI Verification Gets Safer: SEBI to Launch ‘SEBI Check’ on October 1, 2025 

In a key step towards improving investor protection on capital markets transactions, the Securities and Exchange Board of India (SEBI) will be launching ‘SEBI Check’, a UPI verification tool that will be in real time which would enable it to deal with cyber fraud using a secure channel for UPI based payments. The launch date for SEBI’s new UPI verification system, ‘SEBI Check’, has been set for October 1, 2025.

#SEBI launches new tool to verify authenticity of UPI addresses.

Chairman Tuhin Kanta Pandey shares insights.

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Announced by Tuhin Kanta Pandey, Chairman of SEBI on June 11 the initiative will give investors the ability to instantly authenticate UPI IDs of SEBI registered entities before making any transfer. The tool is one of the measures under a larger digital security roadmap created by SEBI to safeguard retail investors from the rising number of online scams.

Important Features of SEBI Check

• Real time verification of UPI handles before payments are made.
• Applicable to all SEBI registered intermediaries.
• A collaborative process with NPCI and banks to design the integration into the systems.
• To confirm receiving legitimacy and not to impede investor access.
• Circular with implementation details shall be published shortly.

Announcement of ‘Valid’ UPI Handles

In addition to ‘SEBI Check’, the regulator also introduced ‘Valid’, a standardized UPI identifier for capital market intermediaries. As of October 1, all SEBI regulated entities (i.e. recognized brokers, mutual funds, investment advisers and any other financial markets intermediary) must use UPI IDs with a ‘@valid’ tag, allowing investors to see approved recipients as quickly as possible.

To further improve transparency, verified UPI handles will show a green thumbs up icon inside a triangle to denote legitimacy.

This two pronged approach – SEBI Check for verification and Valid for immediacy represents a huge advance in safe digital payments for the capital market in India.

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