Tag: RBI Repo Rate

What Happens When Retail Inflation Crosses 6%? RBI Repo Rate, Loan EMI and Household Budget Impact

Retail inflation above 6% increases pressure on RBI policy and household spending, but a higher loan EMI still depends...

The RBI Held Rates at 5.25%. Why Are Borrowers Still Waiting for Earlier Cuts to Reach Their EMIs?

RBI has kept the repo rate at 5.25%, but many home loan borrowers are still waiting for earlier rate cuts to reduce their EMIs. Reset dates, loan benchmarks and lender policies may be delaying the benefit.